For two decades we have partnered with founders, boards, investors and enterprises on high-stakes growth, strategy and transaction decisions in markets that move faster than the data available on them. Those decisions need far more market detail than a bought dataset or a generic framework can offer. So we run our own primary research and put senior advisors on the work. Behind them sits Benchmarks, our AI-powered market intelligence platform, built on a decade of that research. It is why our recommendations are specific rather than directional, and why they arrive at the pace the decision demands.
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Report
IRDAI's September 2026 consultation paper proposes the biggest reset of insurance distribution economics in years. It responds to a real problem: since the 2023 deregulation, distributor pay has risen 4 to 5 times faster than premium and concentrated in the channels that control the point of sale, with little gain to the customer. Expense ratios have climbed to 16% in life and 31% in general insurance, above the levels the reform now targets, while the number of people covered has barely moved.
BFSI
India • Oct 29, 2026





