How Redseer helped India’s prominent digital payment solutions provider, Pine Labs, file its DRHP
Executive Summary Our client, Pine Labs, partnered with Redseer, India’s leading strategy consulting firm, to analyse and develop a robust payments-sizing model in the digital payments market for its DRHP filing for IPO. About the Client Pine Labs is a prominent technology company focussed on digitizing commerce through digital payments and issuing solutions for merchants, […]
The $6 Tn Question: Who Wins SEA’s Digital Payment War?
Across Southeast Asia, digital payments are entering their next phase of evolution. What began as a utility-led wallet ecosystem—centered around QR, P2P, and bills—is now moving toward a full-stack fintech opportunity, spanning lending, investments, and financial trust. What’s Driving the Shift? Key Metrics Strategic Insight The next phase of digital payments in SEA won’t be […]
Indonesia’s Digital Banks Are Coming of Age:Can Incumbents Fight Back?
Inside Indonesia’s $8Bn BPC Market | Redseer Glow Economy
Are you a part of this $1 trillion revolution? Join the leaders shaping India’s digital future
India’s consumer and internet landscape presents one of the most compelling growth narratives of the next decade, with $1 trillion in branded retail potential and a digital economy on track to reach $1 trillion over the same period. With every purchase, transaction, and service now just a tap away, digital is no longer an enabler—it’s […]
Consumer are going digital but what about merchants?
This photo reminds me of the legendary a16z’s 2011 article, why software is eating the world. 13 years later, and a street stall in Thailand can be found selling its food online via food delivery platforms, accepting payments online, and processing it through a POS system. While it doesn’t seem ludicrous. This still is more […]
BNPL Boom in UAE & KSA
In today’s fast-paced world, flexibility and convenience in payment options have become increasingly important. In the years following the pandemic, consumers have become more price-sensitive than ever, whilst their aspirations to purchase goods and services are constantly growing. Enter Buy Now, Pay Later (BNPL) Services – transforming the way consumers shop and manage their finances. […]
Digitized India: Catalysing the Payments landscape
Recent trends in the online payments’ ecosystem have brought much change to how consumers carry out their day-to-day transactions. From UPI and digital wallets to BNPL, online payments have come a long way to make life easier for both consumers and businesses. In response to increasing users, fintech companies are also gearing up to meet […]
Digital Public Infrastructure – the backbone and catalyst of India’s economic growth
India’s tryst with Digital Public Infrastructure began with the roll out of the Aadhar process – a commendable effort designed to provide a unique identity card for the 1.2 billion strong Indian population. Since the undertaking of the mammoth task, the digital identity spectrum has evolved to the JAM trinity or Jan Dhan, Aadhar and […]
Navigating the Digital Economy Landscape in the Philippines
The Philippines’s has the second largest population in Southeast Asia with ~USD 400 Bn GDP that is expected to grow at high-single-digit levels in the next few years. Its digital economy is small, but is poised to grow with sustained urbanization, rising internet accessibility, widespread smartphone usage, and a largely English-speaking population. In this newsletter, […]
Trends Reshaping India’s Payment Landscape
Recent trends in the online payments ecosystem have brought much change to how consumers carry out their day-to-day transactions. From UPI and digital wallets to BNPL, online payments have come a long way to make life easier for both consumers and businesses. In response to increasing users, fintech companies are also gearing up to meet […]
Vietnam MSME Digitisation
In Vietnam, Micro, Small, and Medium Enterprises (MSMEs) underpin the retail economy, catering to 80% of all consumer purchases. With the government’s active support in digitizing the market, this newsletter explores the opportunities within Vietnam’s MSME digital transformation. 1. Adoption of digital economy has been rising rapidly across Vietnam, especially in e-commerce The country is […]
The future of online payments: BNPL, UPI, Embedded Finance & more
Recent trends in the online payments ecosystem have brought much change to how consumers carry out their day-to-day transactions. From UPI and digital wallets to BNPL, online payments have come a long way to make life easier for both, consumers and businesses. In response to increasing users, fintech companies are also gearing up to meet […]
The Future of India’s Digital Payment
According to a report released by Redseer Strategy Consultants in collaboration with Plural by Pine Labs, it is projected that 85% of businesses in India will be digitally enabled by FY26. This means that a large majority of businesses in India will have embraced digital technologies and processes for their operations. This digital transformation is […]
Open finance – doorway to digitalization
The Indonesian government has put forward a plan to digitalize and democratize the finance systems in the country by 2025. Open finance platforms directly address several of the key challenges and pain points of MSMEs and are positioned to benefit the most. In this article, we look at a sub-segment of fintech – open finance […]
CBT Taxation – Supporting a sustainable local retail ecosystem
Recently, the customs duty ceiling for international cross-border trade was reduced. The policy change is expected to support creating a sustainable local retail ecosystem and further accelerate the trend of partnerships between local and international retail players in the UAE. Here’s an insight into the impact of the policy update on local retail players and […]
Save Now Pay Later – An Emerging Fintech Play
The ecommerce logistics sector grew on the back of technology and innovation, to enable e-retail boom in India.
Why Digital B2B Payments Will Go Mainstream?
The ecommerce logistics sector grew on the back of technology and innovation, to enable e-retail boom in India.
Driven by Digitalization: Philippines Fintech
Philippines has a vast “underserved” banking population of ~57 million demonstrating the untapped potential in the country. Philippines lacks national ID system and hence the prevalence of financial frauds is also quite high. The new age fintech players with their latest technology and credit tools can tackle this issue well and thereby gain customer confidence […]
Ground Zero 7.0 | Banking Partner HSBC
The ecommerce logistics sector grew on the back of technology and innovation, to enable e-retail boom in India.
Vietnam’s FinTech Landscape
Vietnam is at the forefront of a fintech revolution. The structural opportunity in digital banking and insurtech sectors in particular is likely to unfold over the next few years. Accordingly, we expect investors’ interests to sustain in the foreseeable future. 1. Macroeconomic indicators present a conducive landscape for the fintech ecosystem to develop and grow […]
Singapore WealthTech – Poised To Pay Off
Significant increase in investment AUM expected, led by growth in retail and institutional customers
BNPL ready to transform India’s payment landscape
Consumers are rapidly taking to BNPL primarily due to ease of use, discounts and their evolving credit needs
Assessment of Digital Payments landscape in India and emerging FinTech opportunities for FinTech giant
The mobile payments market and how they would evolve over next 5 years along with various regulations and drivers propelling their growth.
Of digital book-keeping apps, foodtech subscriptions and festive sales
1. Digital book-keeping apps have managed to gain strong adoption and regular usage amongst SMEs Published on: Oct 2019 New age book keeping apps are seeing daily usage amongst large chunk of their user base- indicating increasing comfort A significant chunk of app users are having more than 50% of all their transactions recorded on […]
Indonesia Fintech: Looking back into The Future
1. Fast-growing Indonesian eWallets and digital payments space seeing massive supply-side activity Published on: Aug 2019 Summary takeaways Continued rapid growth (70-80% CAGR) in Indonesia e-wallets space is attracting the attention of major global players even as local players expand into new segments Given the expected intense competition, the market may be heading for consolidation […]
