GCC Insurance Market in Transition: Digital Disruption and Rising Demand
The insurance sector in the GCC is entering a transformative phase, driven by rising awareness among consumers and the rapid digitization of services. Despite strong macros and growing demand, insurance penetration remains relatively low at around 3% of GDP. However, the region is now poised for steady growth, with life, health, and motor insurance lines […]
Southeast Asia’s Next Unicorn Factory: The $480B MSME Lending Market
Southeast Asia’s 68 million micro, small, and medium enterprises represent the economic backbone of the region, contributing over 40% of GDP across major markets. Yet these businesses face a staggering $480 billion credit shortfall that traditional banks have proven unable or unwilling to fill. This represents one of the largest underserved B2B financial […]
How Redseer helped India’s prominent digital payment solutions provider, Pine Labs, file its DRHP
Executive Summary Our client, Pine Labs, partnered with Redseer, India’s leading strategy consulting firm, to analyse and develop a robust payments-sizing model in the digital payments market for its DRHP filing for IPO. About the Client Pine Labs is a prominent technology company focussed on digitizing commerce through digital payments and issuing solutions for merchants, […]
Your guide to Men’s grooming: A USD 4 Bn opportunity in SEA
For the generations before millennials and gen Z, men’s grooming was all about a quick shave, a splash of aftershave, a bar of soap, and a trusty deodorant/ perfume. Grooming was more about function than finesse, focused on hygiene rather than identity. But times have changed and so has the modern man. Skin care and […]
USD 6Bn to be added to Philippines Real Money Gaming, can challengers emerge?
The Philippines’ real money gaming market is one of Southeast Asia’s most compelling opportunities, set to add $6 billion in value by 2030. But here’s the strategic question: Can challengers actually break through in a market where one player controls nearly half the pie?” 1. Philippines eGaming market will grow to $6Bn by 2030, but […]
How Redseer Mapped India’s Untapped $500Bn SME Lending Opportunity for GetVantage
Executive Summary In collaboration with a new-age financial technology company, GetVantage, we authored a market report highlighting the vast lending opportunity in India’s MSME and tech–led startups. The report highlighted credit challenges for these businesses and limitations of traditional lenders, creating a large whitespace for modern fintech to enter. About the Client The client, GetVantage, […]
MENA Drove 10% of Global IPO Proceeds in 2024
While global IPO markets collapsed by 75% in value since 2021’s peak, the MENA region has emerged as a notable outlier, maintaining momentum and actually increasing its market share during a period of widespread decline. This resilience tells a story of strategic market positioning, regulatory innovation, and the power of mega-deals in volatile times. 1. […]
KSA SME Digital Lending: Powering 20% of SME Credit by 2030
Saudi Arabia’s financial sector is undergoing a transformation, with digital lending emerging as a key enabler of growth. Fintech-driven solutions are bridging the credit gap by offering faster, more accessible financing tailored to SME needs. With increasing regulatory support and continued fintech innovation, digital lending is empowering SMEs, fostering entrepreneurship, and driving economic expansion. In […]
The $6 Tn Question: Who Wins SEA’s Digital Payment War?
Across Southeast Asia, digital payments are entering their next phase of evolution. What began as a utility-led wallet ecosystem—centered around QR, P2P, and bills—is now moving toward a full-stack fintech opportunity, spanning lending, investments, and financial trust. What’s Driving the Shift? Key Metrics Strategic Insight The next phase of digital payments in SEA won’t be […]
Consolidation and Mainstreaming of Cryptocurrencies in SEA
The cryptocurrency landscape is undergoing a fundamental transformation, shaped by consolidation, strategic acquisitions, and deeper integration with mainstream finance. What was once a fragmented market dominated by independent exchanges and fintech disruptors is now evolving into a more structured ecosystem, where traditional banks, telecom giants, and leading payment platforms are entering the space. As we […]
Indonesia’s Digital Banks Are Coming of Age:Can Incumbents Fight Back?
Inside Indonesia’s $8Bn BPC Market | Redseer Glow Economy
Byte-Sized Justice
Inside Indonesia’s $8Bn BPC Market | Redseer Glow Economy
Are you a part of this $1 trillion revolution? Join the leaders shaping India’s digital future
India’s consumer and internet landscape presents one of the most compelling growth narratives of the next decade, with $1 trillion in branded retail potential and a digital economy on track to reach $1 trillion over the same period. With every purchase, transaction, and service now just a tap away, digital is no longer an enabler—it’s […]
BNPL Driving the Future of FinTech
KSA’s BNPL landscape is thriving, propelled by a young, tech-savvy population, low credit card penetration, and strong regulatory support. While BNPL players elsewhere have encountered hurdles—from funding crunches to regulatory clampdowns—Saudi Arabia’s ecosystem has proven remarkably resilient, positioning the Kingdom as a regional fintech leader. In this edition, we’ll explore the key trends shaping BNPL […]
Scaling Through Synergy: M&A Upswing in 2025!
Inside Indonesia’s $8Bn BPC Market | Redseer Glow Economy
5 Predictions for MENA’s Digital Economy in 2025
As we step into 2025, the MENA region stands at the threshold of a digital transformation that promises to reshape its economic landscape. The convergence of technology, changing consumer behaviors, and robust digital infrastructure has set the stage for unprecedented growth in the digital sector. We predict five major shifts that will characterize MENA’s digital […]
Wealthtech: Understanding Evolving Consumer Preferences
Wealth is more than a measure of success—it is a resource that demands precise management and strategic allocation. Today, a growing number of individuals are leveraging cutting-edge wealth tech platforms to diversify their portfolios, seeking both innovation and efficiency in managing their wealth. India’s economic growth story has provided fertile ground for this evolution. With […]
Accelerating Co-Branded Credit Card’s Success with CCaaS Platforms
In a competitive market where consumer loyalty can shift to the next offer, co-branded credit cards (CBCCs) have emerged as a powerful tool for deeper customer engagement. Businesses that were traditional earlier are increasingly turning to innovative solutions to simplify the complex process of launching and managing such programs. With the rise of personalized consumer […]
Consumer are going digital but what about merchants?
This photo reminds me of the legendary a16z’s 2011 article, why software is eating the world. 13 years later, and a street stall in Thailand can be found selling its food online via food delivery platforms, accepting payments online, and processing it through a POS system. While it doesn’t seem ludicrous. This still is more […]
Co-Branded Credit Cards: Your Secret Weapon for Deeper Consumer Engagement
In today’s fiercely competitive marketplace, where every brand vies for a deeper connection with its audience, the strategic tools you choose can make or break your strategy. Whether it’s through personalized online experiences or high-impact offline interactions, the race to win consumer loyalty has never been more intense. However, one resource that brands can leverage […]
The Rise of Co-branded Credit Cards: Redefining Customer Loyalty
In collaboration with Hyperface, we present a comprehensive report on the co-branded credit card (CBCC) industry in India. This report is designed for brands considering a strategic move into this rapidly growing space. Key Highlights: Access the full report and enhance your understanding of the CBCC landscape by clicking below.
The New Age of Borrowing: A Generational Shift Towards Digital Lending
Imagine a world where getting a loan is as easy as ordering a pizza. No long queues, no mountains of paperwork—just a few taps on your smartphone, and you’re set. Welcome to the new age of borrowing, which is on the brink of a major transformation, driven by the borrowing behaviors of Gen Z (aged […]
Bridging the Financial Gap: Exploring Untapped Personal Finance Needs for Middle and Lower-Income Groups
Managing personal finance isn’t just about crunching numbers and paying bills on time; it’s the secret sauce for family success and happiness. From cosy homes to dreams like buying your own boat or giving your kids the best education, smart money moves set the stage for a bright future. Yet despite meticulous budgeting, unexpected expenses […]
BNPL Boom in UAE & KSA
In today’s fast-paced world, flexibility and convenience in payment options have become increasingly important. In the years following the pandemic, consumers have become more price-sensitive than ever, whilst their aspirations to purchase goods and services are constantly growing. Enter Buy Now, Pay Later (BNPL) Services – transforming the way consumers shop and manage their finances. […]
Opening the digital lending faucet and breaking a legislative chokepoint for new energy: Indonesia Policy updates
While exciting and teeming with potential, businesses in the digital, new age, technology-based space are constantly under regulatory scrutiny due to their innovative and disruptive nature. As regulatory landscapes shift, we introduce a series of newsletters bringing you updates on key policies and laws that may affect new-age players in Southeast Asia. 1. Summary for […]
Unveiling the Secrets Behind Smarter Investment Decisions
In the ever-evolving landscape of venture capitalism, the quest for the next big investment opportunity is akin to searching for a needle in a haystack. With countless companies vying for attention, how does one discern diamonds from the rough? Enter the strategic deal qualification exercise between a leading VC firm and a team of seasoned […]
Digitized India: Catalysing the Payments landscape
Recent trends in the online payments’ ecosystem have brought much change to how consumers carry out their day-to-day transactions. From UPI and digital wallets to BNPL, online payments have come a long way to make life easier for both consumers and businesses. In response to increasing users, fintech companies are also gearing up to meet […]
From slowing in 2023 to growing in 2024
Easing macro headwinds are poised to revive interest in Southeast Asian private markets in 2024. As macro drivers take a backseat, the intense focus on profitability will progressively ease. Startups responding well to the emerging demand-supply trends will regain traction. Sectors that could see higher startup activity levels in 2024 include AgriTech, Artificial Intelligence, HealthTech, […]
Digital Public Infrastructure – the backbone and catalyst of India’s economic growth
India’s tryst with Digital Public Infrastructure began with the roll out of the Aadhar process – a commendable effort designed to provide a unique identity card for the 1.2 billion strong Indian population. Since the undertaking of the mammoth task, the digital identity spectrum has evolved to the JAM trinity or Jan Dhan, Aadhar and […]
Navigating the Digital Economy Landscape in the Philippines
The Philippines’s has the second largest population in Southeast Asia with ~USD 400 Bn GDP that is expected to grow at high-single-digit levels in the next few years. Its digital economy is small, but is poised to grow with sustained urbanization, rising internet accessibility, widespread smartphone usage, and a largely English-speaking population. In this newsletter, […]
Trends Reshaping India’s Payment Landscape
Recent trends in the online payments ecosystem have brought much change to how consumers carry out their day-to-day transactions. From UPI and digital wallets to BNPL, online payments have come a long way to make life easier for both consumers and businesses. In response to increasing users, fintech companies are also gearing up to meet […]
Insurtech: Uncovering the opportunity in Southeast Asia
The insurtech sector in Southeast Asia is undergoing a transformative phase, driven by emerging models and categories. Recent regulatory changes have paved the way for innovative business models that enhance customer and agent interactions while reducing servicing costs. In this week’s newsletter, we will explore how insurtech companies are shifting their focus from revenue generation […]
Decoding MENA BNPL Market
1. Credit card adoption has been limited in MENA due to Shariah non-compliance, despite high banking penetration. Despite having a well-established banking sector, KSA faces hurdles when it comes to credit card adoption, with adoption ~20%. This is significantly lower than that of its global counterparts. The primary reason for this low adoption rate is […]
MSME Credit Capital Deficit – How much of a difference can Alternate Finance make?
India is a nation of small businesses and home to over 64 Mn MSMEs that collectively contribute to 30% of the nation’s GDP. While the sector is a crucial component of India’s growth engine, it is also riddled with challenges that inhibit growth. Limited digitization and strained access to capital are two pressing issues that […]
Unlocking Growth: India’s Digital SME Credit Gap and Economic Potential
The “India Digital SME Credit Report 2023,” a collaborative effort between GetVantage and Redseer Strategy Consultants, sheds light on a substantial credit deficit amounting to approximately $220 billion, casting a shadow on the progress of digitized businesses within the country. Despite an injection of $53 billion in the fiscal year 2022 and an estimated $165 […]
Vietnam MSME Digitisation
In Vietnam, Micro, Small, and Medium Enterprises (MSMEs) underpin the retail economy, catering to 80% of all consumer purchases. With the government’s active support in digitizing the market, this newsletter explores the opportunities within Vietnam’s MSME digital transformation. 1. Adoption of digital economy has been rising rapidly across Vietnam, especially in e-commerce The country is […]
The future of online payments: BNPL, UPI, Embedded Finance & more
Recent trends in the online payments ecosystem have brought much change to how consumers carry out their day-to-day transactions. From UPI and digital wallets to BNPL, online payments have come a long way to make life easier for both, consumers and businesses. In response to increasing users, fintech companies are also gearing up to meet […]
The Future of India’s Digital Payment
According to a report released by Redseer Strategy Consultants in collaboration with Plural by Pine Labs, it is projected that 85% of businesses in India will be digitally enabled by FY26. This means that a large majority of businesses in India will have embraced digital technologies and processes for their operations. This digital transformation is […]
Open finance – doorway to digitalization
The Indonesian government has put forward a plan to digitalize and democratize the finance systems in the country by 2025. Open finance platforms directly address several of the key challenges and pain points of MSMEs and are positioned to benefit the most. In this article, we look at a sub-segment of fintech – open finance […]
Middle East – A silver lining amid global slowdowns
The MENA region has been a beacon of hope amidst the challenging global investment climate. Despite the economic downturn, MENA has seen a surge of positive investor interest, growing north of 20% in terms of funding. This growth is fueled by the emergence of sectors like FinTech and SaaS, as well as the innovative startups […]
InsurTech: Uncovering the Opportunity in Indonesia – Part 2
Indonesia’s InsurTech sector will grow at ~40% CAGR during 2021-26E due to low base (insurance penetration), already high (and rising) digital penetration, and the emergence of newer models. The capital raises by multiple players in the region suggests the continued support from investors. More could follow as players gain scale and display clearer path to […]
CBT Taxation – Supporting a sustainable local retail ecosystem
Recently, the customs duty ceiling for international cross-border trade was reduced. The policy change is expected to support creating a sustainable local retail ecosystem and further accelerate the trend of partnerships between local and international retail players in the UAE. Here’s an insight into the impact of the policy update on local retail players and […]
BNPL Wave is Now a $1.5 Bn Reality
The Buy Now Pay Later (BNPL) market is expected to grow in the Middle East region as this payment mode has a fast approval method. This is the most convenient payment method, spread over a period of time with smaller amounts of EMI. As the COVID-19 pandemic disrupted the economic conditions in the Middle East […]
MENA Insurtech: Ripe for the Taking
Insurtech has all the makings of the long-awaited fulcrum that pioneers MENA’s insurance market level with that of developed economies, starting with the GCC. In this article, we deep-dive into MENA’s booming Fintech landscape and highlight a rapidly evolving segment within it – Insurtech. 1. Insurance penetration in GCC economies is still nascent– leaving significant […]
Save Now Pay Later – An Emerging Fintech Play
The ecommerce logistics sector grew on the back of technology and innovation, to enable e-retail boom in India.
Why Digital B2B Payments Will Go Mainstream?
The ecommerce logistics sector grew on the back of technology and innovation, to enable e-retail boom in India.
Driven by Digitalization: Philippines Fintech
Philippines has a vast “underserved” banking population of ~57 million demonstrating the untapped potential in the country. Philippines lacks national ID system and hence the prevalence of financial frauds is also quite high. The new age fintech players with their latest technology and credit tools can tackle this issue well and thereby gain customer confidence […]
Ground Zero 7.0 | Banking Partner HSBC
The ecommerce logistics sector grew on the back of technology and innovation, to enable e-retail boom in India.
Vietnam’s FinTech Landscape
Vietnam is at the forefront of a fintech revolution. The structural opportunity in digital banking and insurtech sectors in particular is likely to unfold over the next few years. Accordingly, we expect investors’ interests to sustain in the foreseeable future. 1. Macroeconomic indicators present a conducive landscape for the fintech ecosystem to develop and grow […]
InsurTech: Uncovering the opportunity in Indonesia
As per our report, InsurTech in Indonesia is estimated to grow fourfold during 2021-26 and reach a multi-billion-dollar gross premium size. This will be driven by rising awareness of the need for insurance, rising digital penetration, wider product offerings and other factors. The note also provides some colour on consumers’ preferences for InsurTech offerings. Here’s a […]
Are The New Tech-Infused Insurance Models the Catalysts for Change?
Insurance penetration in India is poised to grow rapidly in just a few years.
Neobanking in India The Matrix Upgraded
India retail banking is poised for disruption as neobanks look to revolutionise personal banking experience.
Singapore WealthTech – Poised To Pay Off
Significant increase in investment AUM expected, led by growth in retail and institutional customers
Key Trends That Are Shaping InsurTech In India
Tech interventions such as artificial intelligence, machine learning, chatbots and IoT are enabling transformation
Everyone Loves The Bank Of The Future!
Working professionals to drive this growth: Neobanks have opportunity to address ~120 Mn professional income accounts
BNPL ready to transform India’s payment landscape
Consumers are rapidly taking to BNPL primarily due to ease of use, discounts and their evolving credit needs
Neo Banks – Disrupting India’s Banking Landscape
Salary accounts of white-collar employees, with a Lifetime value of ~3X, seem an addressable market and the best way forward for neobanks
Narrative on how Wealthtech is emerging as a sector in India and changing the paradigms of investment in Wealth management space
The report explains on how the equity and mutual funds market is growing in India and how they are going to boom in future.
Assessment of Digital Payments landscape in India and emerging FinTech opportunities for FinTech giant
The mobile payments market and how they would evolve over next 5 years along with various regulations and drivers propelling their growth.
Offered Fortune-50 BFSI Firm a start-to-finish guide on operational efficiency
Assessment of the top-line and growth of the key online grocery players such as Bigbasket, Grofers, Amazon Pantry and Milkbasket including orders per day, AOV, GMV, Category share
The $500 Mn potential Indian Smartphone Insurance market, But are the customers’ interests truly protected ?
Indian Smartphone Insurance Market holds potential to reach $500 Mn by FY 25
Indian Wealthtech – A $60Bn opportunity by FY25
Due Diligence of a housing finance company
The engagement was driven through primary research, surveys and in-depth interviews to do an indepth analysis of the target company.
Of digital book-keeping apps, foodtech subscriptions and festive sales
1. Digital book-keeping apps have managed to gain strong adoption and regular usage amongst SMEs Published on: Oct 2019 New age book keeping apps are seeing daily usage amongst large chunk of their user base- indicating increasing comfort A significant chunk of app users are having more than 50% of all their transactions recorded on […]
Indonesia Fintech: Looking back into The Future
1. Fast-growing Indonesian eWallets and digital payments space seeing massive supply-side activity Published on: Aug 2019 Summary takeaways Continued rapid growth (70-80% CAGR) in Indonesia e-wallets space is attracting the attention of major global players even as local players expand into new segments Given the expected intense competition, the market may be heading for consolidation […]
Lending Market And Target Segment Assessment
The MSME sector has rightly been denominated as the engine of growth for the Indian economy. Its recent development as a potential business investing ground from home and abroad is a testimony to the above statement. In the same respect, a study was done for a client to understand the MSME segment in India, their […]
RedSeer Helped A Fortune-50 BFSI Firm To Optimize Operational Costs Of Its Outsourced Technology Center
Operational efficiency in recent times has become one of the major talked about issues and a huge amount of efforts are going into maintaining it. One such study was conducted by Redseer to understand and optimize the operational costs of outsourced technology centres for a Fortune-50 BFSI firm. The financial crisis had led to renewed […]
USD 250 M Investment Due-Diligence for A Power Plant Project
A power plant is an industrial facility used to generate electric power with the help of other energy sources or generators which converts different energy sources into electric power. A private equity fund (owned by one of the top EPC players in India) was looking to raise USD 250 Million for investing in a power […]
